I decided to resign from GEPF in 2017 and decided to rather transfer my funds to a preservation fund and still be able to make a withdrawal in order to safe on tax. The transaction is a fairly new thing. Long story short I was never aware that there were a restriction on GEPF members and that I would only be allowed a withdrawal of 1/3. This was never discussed to my by my broker and I'm currently in a unbearable financial predicament and I also have 3kids for whom I'm responsible. I feel that this restriction was supposed to be discussed with me at length with broker in question as he could have foresee the financial implications it will have at the end.